FAQ

Frequently Asked Questions

You can file a claim several ways. The best way is to contact the insurance company directly.

In most cases the other driver’s insurance policy would respond and reimburse you for damages to your vehicle, property or injuries. In some cases, as when you or your passengers are injured and the other driver has inadequate or no insurance, coverage from your own policy may apply (Uninsured or Underinsured Motorist Coverage).

You could save money and pay a lower premium in return for choosing a higher deductible. In other words, you risk having to pay the higher deductible amount if you ever need to make a claim. Talk to your insurance broker about the right insurance coverage and deductible amount for you.

Unless the cause of loss is excluded in the policy, a homeowners policy provides coverage for personal liability, medical payments to others, and accidental direct physical loss to your dwelling.

Yes. You could save on your home and car insurance if you insure them both with Insurance Leader Group Insurance. Savings amounts will vary based on your insurance profile and province.